Get Higher Returns on Your Savings with Bayou Community FCU Certificates of Deposit (CDs)
Bayou Community FCU Certificates of Deposit (CDs) are a smart and easy way to grow your money. CDs offer fixed interest rates, typically higher than traditional savings accounts. The longer the term you choose, the higher the rate you'll earn.
Features of Bayou Community FCU’s CDs:
Monthly dividends
Minimum of $500 to open
Certificates are payable monthly or at maturity
Rates are determined monthly
How Certificate of Deposits Work
A Certificate of Deposit is nothing more than a secure savings account with a fixed term. You deposit a set amount of money and agree to leave it untouched for a predetermined period. In return, you earn a guaranteed interest rate on your deposit. At the end of the term, you'll receive your initial deposit plus the interest you've earned.
Why Choose Bayou Community FCU for Your CD?
At Bayou Community FCU, we're committed to helping you achieve your financial goals. We offer competitive Certificate of Deposit rates to help you maximize your returns, and terms that fit your savings goals, with options ranging from a few months to several years. You can relax, knowing your funds are federally insured up to $250,000 by the National Credit Union Share Insurance Fund. Plus, with our online banking platform, you can easily view your CD balances and track your interest earned.
Ready to Get Started?
Open a Certificate of Deposit with a minimum deposit of just $500, and watch your money grow without doing any work!
If you're already a member, contact us to open a Certificate of Deposit, our knowledgeable representatives are happy to answer your questions and help you choose the right Certificate of Deposit for you.
If you want to become a member, our friendly staff is ready to guide you through all the steps of becoming a member of our credit union! We will be thrilled to have you join our financial family.