Life can bring both exciting opportunities and unexpected challenges, and Community FCU is here to help you navigate those moments. Our Personal Loans are designed to offer you the financial support you need, offering two types of Personal Loans tailored to your specific financial situation.
Signature Loan
Our Signature Loan is a flexible option that can provide the funds you need quickly. It’s an excellent choice when you need extra funds without the need for collateral. Signature Loans are ideal for covering a wide range of expenses, from home renovations to travel plans and more.
Flexible Amounts: Borrow what you need, up to a maximum determined by your credit profile.
Competitive Rates: Enjoy rates that reflect your creditworthiness and financial health.
Flexible Terms: Choose a repayment plan that fits your budget and timeline.
Whether you're managing unexpected costs or planning for something special, our Signature Loan is here to help.
Share-Secured Loan
If you prefer a more secure borrowing option, our Share-Secured Loan might be the right choice for you. By using your existing share account as collateral, you can borrow against your own savings without losing the dividends earned on your deposit.
Preserve Your Dividends: Your savings account remains intact, continuing to earn dividends.
Flexible Terms: Select a repayment period of up to 10 years to suit your financial plans.
Affordable Rates: Benefit from favorable rates based on the amount of your savings used as collateral.
Our Share-Secured Loans provide a smart way to access funds without disrupting your savings.
We’re Here For You!
At Bayou Community FCU, we are committed to helping you navigate life's financial needs with ease. If you're interested in learning more about our Personal Loan options or need assistance with your application, don't hesitate to reach out to us. We're here to support you every step of the way!