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Auto Loan Refinancing. You could skip the first 3 payments (up to $1600)

We’ll get you ready to roll……

Bayou CFCU members will get the best rate that you qualify, but if you find a rate more favorable, provide proof of that rate and that you actually qualify for it and we will try to match or even beat that rate.

We offer products that will protect your investment at a substantial savings to you vs. purchasing from dealership:

  • GAP Plus: This helps to cancel the difference between what is owed and the amount that the insurance company pays for your total loss.
    • You also get an extra $1,000.00 to go toward the purchase of your next new auto if you finance with Bayou CFCU within 6 months of your claim.
  • Extended Warranty: This will cover most mechanical issues that you may experience after the initial manufacturers warranty has expired. Depending on the product you select and the deductible you chose, the repair could be covered at no cost to you. Our warranty is accepted at any mechanic facility that you chose.
Apply for an Auto Loan

Move Your Auto Loan to Bayou CFCU!

You could skip the first three payments (up to $1600).

That’s extra money you can use for other things you may need. As you know, rates are at an all-time low so there’s never been a better time for you to move your auto loan. Apply today to save money and free up some cash.

Eligible members may elect to defer their 1st payment up to 90 days (up to $1600.00). However, the interest continues to accrue during the deferment period. This offer is valid for vehicle loans currently financed with another financial institution. This offer DOES NOT apply to vehicles already financed at Bayou Community FCU.

New/Used Autos

Whether you are buying new or used, or even looking to refinance, Bayou Community Credit Union offers great rates and a personal touch.

These loans are made for the purchase of vehicles and the borrower must secure the loan by assigning the credit union as the 1st lien holder on the title of the vehicle being financed.

  • The credit union considers a new vehicle to be the current year & 1 year old.
  • Any vehicle over 1 year old will be considered used.
  • The maximum loan term is 6 years with approved credit.